Individual Client. Supporting documents to establish the Source of Funds and Source of Wealth
Description of the source of funds
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Documentary evidence required
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1. Employment Income
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One of the following:
- Income Tax Return Form (with a mark of the tax authority on receipt or confirmation of the issuance of electronic document).
- Payslips from Employer, including bonus payments, clearly showing Employee’s name, date and amount received (shall not be older than 12 months).
- Letter from Employer confirming the salary (should be issued on letter-headed paper clearly showing the appointment held, period of employment, income amount, registered address and registration number of the company). This evidence can only be provided if you are not a shareholder.
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2. Investment / Trading
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Account statement from a regulated Financial Institution clearly indicating the realised profit from the investment/trading activities (shall not be older than 12 months).
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3. Real Estate Sale
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- Sale contract
- Extract from official Property/Land register confirming the ownership and transfer of real estate (in case the Sale contract is not certified by the notary)
- Account statement from the Financial Institution confirming the transfer of funds
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4. Company Sale
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- Full set of documents confirming the ownership and transfer of the ownership of the Company
- Sale contract
- Account statement from the Financial Institution confirming the transfer of funds
- Documents confirming the value of the Company if it cannot be confirmed through public sources (e.g., Financial Statements)
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5. Inheritance
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- Certificate of right to inheritance certified by public notary
- Account statement from the Financial Institution confirming the transfer of funds
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6. Gift or Donation
(Only applicable if the parties are related, i.e. are family members and/or close associates).
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- Documentary evidence of the donor’s origin of funds (as detailed in this table)
- Account statement from Financial Institution confirming the transfer of funds
- Gift/donation agreement
- Supporting evidence confirming the connection between the parties
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7. Retirement Income
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One of the following:
- Account statement from the Financial Institution clearly showing the retirement income
- Documentary evidence of receipt of pension scheme/pillars total contributions
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8. Dividend Payment
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- Audited financial statements or board resolution confirming details of dividend payment
- Account statement from the Financial Institution confirming the transfer of funds
- Full set of documents or public information confirming the ownership of the Company
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9. Pension Funds Contribution
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Statement from a pension fund confirming obligatory payments to the pension fund from gross salary (only acceptable in cases where the law clearly states the proportion or percentage of mandatory pension contributions).
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10. Maturity of Life Policy
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- Life policy/agreement
- Closing statement clearly indicating closing amount, total premium/income and name of the insured person
- Account Statement from the Financial Institution confirming the transfer of funds
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11. Divorce Settlement
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- Documentary evidence confirming settlement proceeds (shall be issued by competent authorities, e.g., court, notary)
- Account Statement from the Financial Institution confirming the transfer of funds
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12. Lottery or Gambling Win
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- Documentary evidence from the Lottery/Gambling company confirming the winning
- Account statement from Financial Institution confirming the transfer of funds
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Please note: The compliance team reserves the right to request further details and documentary evidence. This means that documents not mentioned in the table above can be additionally requested to obtain the proper source of funds information.
Corporate Client. Supporting documents to establish the Source of Funds and Source of Wealth
Description of the source of funds
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Documentary evidence required
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1. Income from Business Activities
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One of the following:
- Latest Audited Financial Statements
- Full set of documentary evidence for income-generating activities (agreements, invoices, transportation documents, account statements confirming transfers of funds, etc.). Documents shall confirm the full cycle of business activities and shall confirm the realised profit.
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2. Investment / Trading
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Account statement from a regulated Financial Institution clearly indicating realised profit from the investment/trading activities (shall not be older than 12 months).
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3. Real Estate Sale
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- Sale contract
- Extract from the official Property/Land register confirming the ownership and transfer of real estate (in case the Sale contract is not certified by the notary)
- Account statement from the Financial Institution confirming the transfer of funds
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4. Company Sale
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- Full set of documents confirming the ownership and transfer of the ownership of the Company
- Sale contract
- Account statement from the Financial Institution confirming the transfer of funds
- Documents confirming the value of the Company if it cannot be confirmed through public sources (e.g., Financial Statements)
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5. Dividend Payment
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- Audited financial statements or board resolution confirming the details of dividend payment
- Account statement from the Financial Institution confirming the transfer of funds
- Full set of documents or public information confirming the ownership of the Company
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Please note:
- If the origin of the Source of Funds / Wealth is UBO (Contributions from the Beneficial Owner / Shareholder), please refer to Individual Client. Supporting documents to establish the Source of Funds and Source of Wealth.
- The Compliance team reserves the right to request further details and documentary evidence. This means that documents not mentioned in the table above can be additionally requested to obtain the proper source of funds information.
Minimum deposit to start trading
The minimum deposit requirement in order to have live access depends on the client’s account type: individual or corporate.
The minimum deposit for a basic individual account is in value of 10,000 EUR/GBP and 50,000 EUR/GBP for a corporate account. You can also deposit an equivalent amount in another available currency: USD, JPY, EUR, CHF, CZK, SEK, CAD, HKD, MXN, PLN, NOK, SGD, and AUD.
Note! The range of currencies available for deposit may vary based on account type. For additional information, please contact your Account Manager.
Once your documents are checked and approved, you can deposit any amount: there are no fixed minimum or maximum transfer limits, meaning the deposit can be transferred in parts. However, you will receive access to live trading only once you reach the minimum deposit requirement for your account.
Add money to your account
The default deposit method is bank transfer — the safest way of transferring large sums of money. Once your documents have been verified, you will receive an email with the transfer details.
Currently, EXANTE accepts payments via transfers from any banks and payment systems. The only exceptions are:
- Financial institutions registered in restricted regions
- Cryptocurrency exchanges and wallets
- Financial institutions subject to sanctions
Please note that it may take from 1 to 5 business days for the bank to process your transfer.
- Your payment reference shall contain your account number and full name. You can add other information if it is required by your bank or local authority.
- The account can be funded only by the verified account owner — no 3rd party transfers are allowed.
- Have a look at the minimum funding requirements for corporate and individual traders.
Note! Consult your bank in advance to learn about their fees, commissions and costs borne by intermediaries. This will allow you to make the best decisions concerning the currency and bank you're depositing to.
For additional information on funding your account, please visit your Client's Area.
I wish to add money via credit/debit card/PayPal
Currently the default deposit/withdrawal payment method is a bank transfer (transfer details are sent to your email upon verification of your identity). Wire transfer is the safest way of transferring larger sums of money.
EXANTE accepts payments via transfers from any banks and payment systems. The only exceptions are:
- Financial institutions registered in restricted regions
- Cryptocurrency exchanges and wallets
- Financial institutions subject to sanctions
Follow the instructions to add money to your account.
Manage your account currencies
The EXANTE trading platform allows you to trade from a single multi-currency account and supports these currencies: EUR, USD, AUD, CAD, CHF, CZK, GBP, HKD, JPY, NOK, NZD, PLN, SEK, SGD and TRY.
The deposit currencies depend on the client's account type:
- You can deposit in EUR, USD, GBP, CHF, AUD, CZK and PLN. The minimum deposit required for an individual account is 10,000 EUR/GBP or an equivalent in other currency.
- You may transfer any sum as the first deposit, yet you will get access to the platform’s LIVE area only when the account balance reaches 10,000 EUR/GBP.
- You can deposit the minimum initial sum required to open an account in any of the currencies above. The official exchange rate on the day will apply.
- If you add money to your account in any of the currencies, your funds will remain in the currency of choice unless you intentionally convert them or enable the 'automatic currency conversion' function.

Convert your funds on the EXANTE platform
You can convert your funds directly on the EXANTE desktop platform. There are two ways to do so:
- Click ‘Account Summary’ on the top toolbar -> ‘Cash Balance’ -> right click on the row of the currency you wish to convert (‘Convert To’)
- Click ‘Instruments’ on the top toolbar -> choose ‘Cash’ from the groups of instruments -> place an order
You can convert existing funds to additional currencies on the EXANTE trading platform (CZK, HUF, NZD, SGD, THB, TRY, SEK, MXN, NOK or ZAR).
Hint: Watch the tutorial about how to convert currencies on the EXANTE platform. If you want to enable/disable autoconversion, please visit Settings in the Client’s Area.
Important note: If you want to fund your account in a different currency, please contact us at support@exante.eu.
The final list of available currencies depends on your account type and country of residence, among other conditions.
Explanation of service fees
Having an account with EXANTE is always free — regardless of funds added and instruments used. That said, you do need to keep in mind several service fees when executing your trades:
- Withdrawal fee: The fee is 30 EUR/GBP or an equivalent amount depending on the withdrawn currency. The fee applies every time you withdraw funds from your EXANTE trading account.
- Inactivity fee: A monthly inactivity fee applies to accounts that have not traded within the latest 181 days, have no open positions and have a balance of less than 5,000 EUR/GBP. The inactivity fee is 50 EUR/GBP per month. It’s deducted automatically from the client’s account unless any of the criteria below applies:
- The client is an authorised trader/agent.
- The client keeps the balance over 5,000 EUR/GBP.
- The client trades at least once in 6 months.
- The client has at least one open position.
Empty accounts with a balance under 100 EUR/GBP may be closed after two years of inactivity.
Please find more information on the EXANTE trading fees.
Note! Remember that some charges may arise before the money reaches your EXANTE account. These charges may be applied by an issuing intermediary and beneficiary bank that process wire transfers. Please contact your bank if you are unclear about transfer costs.
Safety of funds
EXANTE’s priority is to guarantee transparency and reliability for our clients worldwide. EXANTE is an FCA-regulated investment firm, meeting all associated legal requirements, protocols and policies.
EXANTE works with major UK, EU and Asian banks. When it comes to clearing, we rely on Tier 1 liquidity providers.
We also have multiple counterparties for each financial instrument to ensure flawless operations. As for commodities trading, these deals are executed directly at the corresponding exchanges.
Check out the exhaustive list of licences acquired by EXANTE.
How long does it take to deposit funds?
It usually takes from 1 to 5 business days for the banks to process your payment.
The actual amount of time once funds arrive at the client's trading account depends on the currency of the account, the client's bank, and intermediaries. As soon as funds are received, they are reflected in the client's account immediately.
Security transfer is a more complex procedure, therefore it may take from 1 business week to complete the security transfer request.
Withdraw money from your account
The only option to withdraw funds is through a bank transfer, as it’s the most secure way to withdraw significant amounts of money. Withdrawal of funds directly to a credit card is not supported.
Funds are withdrawn directly to the holder’s account in EXANTE, from which you previously added money to your account. Exceptions are possible in the case:
- The client closed the bank account from which the funds were transferred initially (and there is documentary evidence of it).
- The bank where the EXANTE account holder performed the initial transfer was closed.
- The client confirms the need to transfer funds to another bank account belonging to him, providing the necessary documents.
You can withdraw money from your EXANTE account in a few simple steps:
1. Log into the Client’s Area.
2. Navigate to the ‘Account’ tab and select Transfers.

3. Specify the amount you’d like to withdraw or take out all of your funds. If you have any open positions, you’ll see a warning message reminding you to close them first.

4. Choose any available currency. The basic EXANTE account allows withdrawal in EUR, USD, GBP, CHF, CZK, and PLN. Multi-currency balances will automatically convert to a single withdrawal currency if you previously added money to your account in cash (not asset transfer). You can also change the currency of your funds directly on the EXANTE platform.
5. Fill out the withdrawal form and press Send withdrawal request.
6. To confirm your withdrawal request, we’ll either ask you to use two-step authentication (Google Authenticator) or send an SMS code to the contact phone number you entered. If the code is correct, a message will appear at the top of the screen.

It usually takes one business day to approve a withdrawal request. However, bank processing may take up to five business days and require additional fees, which EXANTE does not determine.
Important note! The withdrawal commission is 30 EUR/GBP or an equivalent based on the withdrawal currency. In case of insufficient funds, the commission will be deducted from the withdrawn amount.
Withdrawal fee
EXANTE applies one of the two commissions for withdrawals: standard (minimum) or non-standard (maximum).
The standard (minimum) commission is 30 EUR/GBP. The non-standard (maximum) commission is either 0.9% or 30 EUR/GBP, whichever commission is higher.
Here’s an example.
1. You are withdrawing 1,000 EUR/GBP.
0.9% of 1,000 = 9 EUR/GBP, which is less than 30 EUR/GBP.
In this case, we apply the maximum commission of 30 EUR/GBP.
2. You are withdrawing 10,000 EUR/GBP.
0.9% of 10,000 = 90 EUR/GBP, which is over 30 EUR/GBP.
In this case, we apply the maximum commission of 90 EUR/GBP.
The non-standard commission is applied if BOTH parameters below are true:
- You funded the account with a securities transfer, not a cash transfer.
- You did not perform any trades, completed a few formal/nominal trades only, or traded with the sole purpose of liquidating transferred securities and withdrawing the cash.
In case you funded the account with cash and decided to withdraw the funds immediately without trading, the commission will amount to 30 EUR/GBP regardless of the sum withdrawn.
The outbound securities transfer fee is 150 EUR/GBP per ISIN.
Minimum withdrawal level
EXANTE does not limit the amounts our clients can withdraw from their accounts in any way. There is no minimum amount for withdrawal, while the maximal amount is naturally limited by the amount of free funds currently available on the account.
Note! Do not forget about the withdrawal fee.
How long does it take to withdraw your funds
Usually, it takes not more than 24 hours to approve your withdrawal for execution. Afterwards, it may take 3 to 5 business days for funds to be transferred by the bank to your account.